Financing/Leasing Options:

Synchrony Home is a credit based option that offers up to 48 months interest free financing. This application can quickly be filled out in store or online and is a hard inquiry. The Synchrony Home credit card can be used at any participating retailer. No additional fees or cost added as long as payments are made on time and the loan is paid within the promotional period. No money needed down day of purchase. 

Tower Loan is a credit based option that offers up to 24 months interest free financing. Loan terms offered are 12, 24, or 36 months. The minimum borrow amount is $400 and up to $6500. This application has to be filled out in store and is a hard inquiry. No additional cost added as long as the loan is paid off in the interest free period. No money needed down on day of purchase. 

Acima is a no credit needed option. This application can be filled out quickly on your phone. Lease terms offered are 12, 18, or 24 months. You can borrow minimum $100 and up to $5000. They offer early purchase options- the sooner you pay it off, the less you spend! Those options include: First early purchase: Pay in full within the first 90 days and pay only Acima cash price plus tax OR Second early purchase: After 90 day period, make a lump sum payment to pay off and receive a percentage off total owed. The only thing needed down on day of purchase is the $50+tax initial payment to Acima.

Snap Finance is a lease-to-own financing provider, helping credit-challenged customers. With lease-to-own financing, Snap purchases the merchandise upfront so they own it. You take it home and lease it from Snap until you make all your payments. Then it's yours. It's that simple.

What you need to apply: 

1. Be 18 years of age or older. 
2. Have a regular income of $750 per month or  more.
3. An active checking account.
4. Provide a valid email address and smartphone number. 

Terms are 12 to 18 months with a 100-Day Promotional Period and an Early Buyout option! Minimum invoice amounts are $150, up to $5000.